Medicare is a healthcare program with a lot of moving parts. While beneficiaries get the option to select their healthcare plan that fits their needs with additional insurance coverage, this type of structure can lead to confusion about what you need to pay. The one cost anyone covered by Medicare need to understand is their […]
Avoiding Medicare Fraud
Scams, data breaches and fraud are constant dangers in our digital age. Millions of dollars are lost to fraud cases per year. The vitality of protecting all personal information is at an all-time high. Medicare recipients are often vulnerable to fraud and abuse, which can include having your Medicare Beneficiary Identifier (MBI) or Social Security […]
What is the Medicare Late Enrollment Penalty?
Most seniors know that you’re supposed to sign up for Medicare benefits as soon as you’re eligible. But what you might not know is that if you don’t sign up on time, you might incur a late enrollment penalty. But what exactly is this penalty, and how much can it cost you in the end? […]
Vision & Dental
It’s important to choose Medicare coverage that helps take care of your whole self. You may want a plan that includes dental and vision care. Understanding what Medicare does and doesn’t cover may help you explore your options. Does Original Medicare cover routine vision and dental care? The short answer: not usually. Dental and vision […]
Life Insurance Frequently Asked Questions and Misconceptions
When we hear the words “life insurance,” it’s easy to make assumptions based on what we have heard from other people or read over the course of many years. Some questions may come to mind when you think about life insurance, including who it’s for and when to consider a plan. We’re here to take […]
Life Insurance Frequently Asked Questions and Misconceptions
When we hear the words “life insurance,” it’s easy to make assumptions based on what we have heard from other people or read over the course of many years. Some questions may come to mind when you think about life insurance, including who it’s for and when to consider a plan. We’re here to take […]
6 Benefits of Life Insurance
Life is full of uncertainties, and while we can’t predict everything that will happen, we can take steps to protect our loved ones and secure their future. One way to do this is by having life insurance. Life insurance might sound complicated, but it doesn’t have to be. It’s a safety net that provides money […]
3 Reasons You Might Benefit From a Medigap Plan
Seniors enrolled in Medicare Parts A and B might not know that there are additional forms of coverage available to fill the gaps left by Original Medicare. These types of plans are called Medicare Supplement Insurance, or Medigap plans. Medigap plans are private insurance plans that help cover the out-of-pocket costs for Original Medicare by serving […]
Medicare Supplement Plan F vs. Plan G vs. Plan N
Medicare Part A and Part B (also known as Original Medicare) is the way over 50 million Americans cover their medical expenses in retirement. Sometimes, however, Original Medicare isn’t enough to cover your medical expenses. Seniors who are concerned about paying for healthcare costs out of pocket can choose to sign up for a supplemental […]
Rules for Agents Who Sell Medicare Plans
Medicare has rules that apply to the sales agents that work with Medicare beneficiaries — and that’s a good thing! It helps you know what to expect from a Medicare sales agent. It could even help you recognize potential scam artists. Today, we’re going to look at what Medicare sales agents can and can’t do […]