Diabetes can be a frightening and expensive diagnosis. With testing materials, insulin, needles and additional doctor visits with specialists, it can seem daunting. That’s why we’re going to look at what Original Medicare coverage for diabetes looks like and what you can expect from different parts of Medicare. Medicare Part A Diabetes Coverage Part A […]
Are You New to Medicare and Medicare Advantage?
Seniors can experience a lot of changes as they approach their 65th birthday. One of these is becoming eligible for Medicare. Medicare can be confusing for many older Americans — especially those used to receiving private health insurance through their employer. Moving to Medicare, including knowing when to sign up and which plan to sign up […]
Pre-Existing Conditions and Medicare
Pre-existing conditions are a popular insurance concern. Most American have been diagnosed with a pre-existing condition by the time they reach Medicare age — it’s a byproduct of living through six-plus decades of wear and tear on our bodies. It’s only natural to be worried that you have pre-existing conditions that might cause problems with […]
1-800-MEDICARE: The Medicare Helpline
If you have questions about claims, coverage and payments, one of the resources available is the Medicare helpline: 1-800-Medicare. This federal helpline is designed to help you navigate your coverage, one phone call at a time. We are going to take a closer look at the Medicare helpline, including how to get ahold of specific […]
The Ins and Outs of Giving Your Life Insurance Money to Charity
Life insurance is a valuable financial tool that can provide financial security for your loved ones after your passing. But have you ever considered using your life insurance policy to make a lasting impact on causes dear to your heart? By naming a charity as one of your life insurance beneficiaries, you can continue to […]
Is Life Insurance Worth It?
Life insurance is one of those topics that many people tend to put off thinking about as long as possible. After all, who wants to think about their own mortality? However, life insurance is not just about YOU planning for the inevitable, it’s about ensuring that your loved ones are financially secure and protected when […]
Avoiding Medicare Penalties
Medicare Late Enrollment Penalties sound scary, but the truth is that they are easily avoidable if you stay on top of your Medicare coverage. Today, we are going to look at what the penalties are and how you can ensure you aren’t hit with surprise fees that could potentially follow you for the rest of […]
Mental Health and Medicare
Personal mental health is something every person needs to take seriously — seniors especially. It can be difficult to ask yourself, “Am I depressed?” or, “Should I talk to someone about my mental health?” but these are important questions. Unfortunately, these questions are often followed by another one: “Does my insurance cover mental health services?” […]
Why Downsizing in Retirement Can Save You in a Large Way
As we get older, it can get increasingly difficult to take care of large homes and the amount of stuff we’ve collected over the years. The kids have moved out and are building lives of their own, and suddenly, the extra space isn’t as necessary as it once was. If you’re nearing retirement, now is […]