In recent years, some Medicare plans have begun offering benefits such as grocery assistance or flexible spending cards. However, the hype surrounding these cards often oversells what the product offers and makes them sound more readily available than they actually are. We’re going to explore grocery and flex cards in more detail to help you […]
10 Things Original Medicare Does Not Cover
One of the most common misconceptions about Medicare is that it covers all the services you might have received under your previous private health insurance. Although Medicare Part A and Part B, also known as Original Medicare, covers a wide range of healthcare services and devices, it excludes a number of things some seniors might […]
Prescription Drug Coverage Under Medicare
Many seniors take prescription drugs. Unfortunately, some don’t realize prescription drug coverage is not included with Original Medicare. Prescription drug coverage usually needs to be purchased separately under Medicare Part D. Prescription drugs can be expensive without insurance coverage and many seniors can’t afford routine large out-of-pocket payments. It’s crucial for seniors to learn about […]
Benefits of Final Expense Insurance
Death is an inevitable part of life, yet the costs associated with it can sometimes catch a person — or their family — off guard. From funeral expenses to outstanding debts, the financial burden that comes with the passing of a loved one can be overwhelming. In this article, we’ll delve into the reasons why […]
All About Medigap
Medicare Supplement plans — also known as Medigap — live up to their name by supplementing Original Medicare (Part A and Part B). These insurance policies are provided and administered by private companies. Original Medicare offers coverage for hospital and medical services, but there are limits to what is covered. The resulting “coverage gaps” may […]
Medicare Coverage When Traveling or Moving
Different plans = different rules Every Medicare plan has its own rules. You will want to review your own coverage restrictions before planning a trip, especially if planning an international trip. Rules can change depending on where you travel so read carefully. Traveling within the United States When traveling within the United States, you will […]
Vaccine Coverage Changes Coming to Medicare in 2023
With the passing of the Inflation Reduction Act, the future of Medicare changed. This act of legislation aims to help mitigate health costs for seniors. One of the ways they are doing this is through vaccination efforts. Starting in 2023, all vaccines on the CDC’s Advisory Committee on Immunization Practices’ list of recommended vaccines will […]
Welcome to Medicare Visit
a wellness exam where you and your doctor can discuss your current health and history. If you choose to take advantage of this benefit, the visit must be conducted within the first 12 months you’re enrolled in Medicare. During the visit, your doctor will: When you make your appointment, let your doctor’s office know you […]
Can I Get Medicare Through My Spouse?
Many people are used to having an employer-sponsored health insurance plan that covers both them and their family. When they become eligible for Medicare, they assume it works the same way. So, it’s common for married seniors to ask if their Medicare plan can extend to their spouse. However, Medicare is an individual insurance plan […]
HMO vs. PPO vs. HMO-POS vs. PFFS
What does a bowl of alphabet soup, crossword puzzles and the eye chart at the eye doctor’s office have in common with your insurance plan? They all require you to recognize a group of letters that look unimportant or hard to understand at first. In the Medicare world, there are a few important acronyms that […]